KASUWA LIVE CARD & CREDIT SCHEMES

Smart credit solutions with structured repayment. Get access to premium vehicle, lifestyle benefits, and comprehensive insurance coverage.

Comprehensive Insurance

Health & Lifestyle Coverage

RFID Programmed Cards

91-Day Delivery

Integrated with Flutter Payment API

Card Schemes 6 Tiers

Apply Now ₦2,500 Proc. Fees

Insurance Features 10+ Covers

Pricing & Features

Comprehensive Insurance Coverage

Kasuwalive cards provide extensive insurance coverage. Below Gold cards have basic coverage, Gold has 5 key insurances, and above Gold includes all 10 comprehensive insurances.

Insurance Coverage Legend

Full Coverage (Platinum & Black)

Partial Coverage (Gold)

Basic Coverage (Below Gold)

Limited Coverage

1. Health Insurance

Medical Care

Covers doctor consultations, specialist visits, and medical treatments

Full Coverage Platinum & Black Cards

Hospital Bills

Covers hospitalization, surgery, and inpatient care expenses

Full Coverage Platinum & Black Cards

Drugs & Medication

Covers prescription drugs and essential medications

Full Coverage Platinum & Black Cards

Medical Emergencies

Covers emergency medical services and ambulance

Full Coverage All Cards

2. Life Insurance

Family Financial Support

Provides financial support to family or dependents in case of death

Full Coverage Gold & Above

3. Personal Accident Insurance

Accident Coverage

Covers injury, disability, or death caused by accidents

Full Coverage Gold & Above

4. Travel Insurance

Travel Protection

Covers medical emergencies, trip cancellation, lost luggage, and delays

Full Coverage Platinum & Black Cards

5. Home & Contents Insurance

Property Protection

Covers loss or damage to house, furniture, electronics, and valuables

Full Coverage Platinum & Black Cards

6. Education Insurance

Education Security

Secures children's school fees in case of death, disability, or income loss

Full Coverage Platinum & Black Cards

7. Income Protection Insurance

Income Security

Replaces income if you cannot work due to illness or injury

Full Coverage Platinum & Black Cards

8. Funeral / Burial Insurance

Funeral Coverage

Covers burial and funeral expenses, easing family burden

Full Coverage Gold & Above

9. Mobile Phone & Gadget Insurance

Gadget Protection

Covers loss, theft, or damage to phones, laptops, and gadgets

Full Coverage Platinum & Black Cards

10. Lifestyle / Wellness Insurance

Wellness Coverage

Covers fitness, mental health, preventive care, and wellness programs

Full Coverage Platinum & Black Cards

Insurance Coverage Summary

Standard & Classic Cards: Basic lifestyle insurance coverage only

Gold Card: 5 key insurances (Life, Personal Accident, Funeral, Emergency Medical, Basic Health)

Premium Card: Enhanced coverage with additional benefits

Platinum & Black Cards: All 10 comprehensive insurance covers

All insurance coverage is activated upon card receipt and maintained with active STO payments.

Card Application Form

Complete this form to apply for your preferred Kasuwa Live Card. Card will be delivered in 91 days via courier.

Full Legal Name

Email Address

Phone Number

Date of Birth

Delivery Address

This is where your card will be delivered in 91 days

City

Select Your Preferred Card

Includes RFID programming, custom features, and insurance coverage based on tier

Credit Drawdown Qualifications

Deposit Requirement: Minimum 33.33% of requested credit limit must be deposited
Savings History: At least 3 months of consecutive savings with no defaults
Zero Defaults: No history of payment defaults on any credit facility
STO Compliance: Monthly STO must be ≥ Credit Limit ÷ 20 (20-month repayment)

These qualifications must be met before any credit drawdown is approved. STO compliance ensures manageable repayment over 20 months.

Card Delivery Timeline (91 Days)

Card will be delivered via courier to your registered address and activated real-time by KasuwaLive Support Desk upon receipt.

Payment Details

Application Fee: ₦2,500 Proc. Fees (non-refundable)

Card Price: Varies by selected tier (shown above)

Total Payment: Application Fee + Card Price (shown in total above)

All payments processed securely via Flutter Payment API.

I agree to the Terms and Conditions, understand the ₦2,500 non-refundable application fee plus card price, and acknowledge that STO will be set at Credit Limit ÷ 20 for a natural 20-month repayment period. I also understand the credit drawdown qualifications, insurance coverage levels, and agree to the 91-day card delivery timeline.